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How To Get A Car With No Credit

How To Get A Car With No Credit

How to Get a Car With No Credit

If you’re in need of a car but lack any credit history, you may feel like you’re out of options. However, there are still some steps you can take to get the car you need.

Save up for a down payment

One option is to save money for a down payment. This can help to offset the fact that you have no credit history. The more money you can put down, the better your chances of getting approved.

Find a co-signer

If you have a friend or family member who is willing to co-sign for a loan, this can help you to get approved for a car. Keep in mind that if you fail to make payments, their credit score will be affected as well.

Consider a dealership that offers in-house financing

Some car dealerships offer in-house financing, which means they will extend a loan to you even if you lack credit history. Keep in mind that these types of loans usually come with higher interest rates, so be prepared to pay more in the long run.

Research alternative forms of financing

There are other financing options available to people with no credit history, such as personal loans or credit-builder loans. These types of loans can help you to establish credit while also getting the car you need.


While it can be challenging to get a car with no credit history, there are still options available to you. By saving up for a down payment, finding a co-signer, considering in-house financing, or researching alternative forms of financing, you can increase your chances of getting approved for a car loan.